Safe Travels USA Comprehensive - Visitor Medical Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Safe Travels USA Comprehensive
Comprehensive
Después del deducible, el plan paga el 100% hasta el máximo de la póliza.

Medical - Outpatient

Al máximo de póliza
Telemedicina incluida
Centro de urgencias: Deducible no aplica, copago de $30; a menos que sea $0 deducible. Clínica ambulatoria: Deducible no se aplica, copago de $15; a menos que sea $0 deducible. Coseguro aún aplica.
Al máximo de póliza $200 adicionales por visita debido a una enfermedad que no resulta en admisión hospitalaria.
Al máximo de la póliza o al límite máximo de $250,000, lo que sea menor; Suministro para 90 días por receta.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
20% de cargo del cirujano primario. Sin cobertura de disponibilidad en espera.
Al máximo de póliza
$125 por una visita. Compra inicial mínima de 30 días. Debe ocurrir dentro de los primeros 21 días a partir de la fecha de vigencia.

Medical - Inpatient

Al máximo de póliza, cuarto semi-privado promedio que incluye servicios de enfermería.
Al máximo de póliza, 3 veces la tarifa promedio del cuarto semi-privado.
Al máximo de póliza
Al máximo de póliza
20% de cargo del cirujano primario. Sin cobertura de disponibilidad en espera.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza

Medical - Other Treatment And Services

180 días
$25,000 para edades de hasta 69 años; $15,000 para mayores de 70 años
-
-
Opcional: Cobertura de actividades deportivas
Al máximo de póliza. Debe ser médicamente necesario.
Tratamiento médico de emergencia del embarazo a $1,000
$2,500
$50 por día, máximo de 10 días. Debe solicitarse por adelantado por el médico.
United Healthcare PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
None
Inicio agudo solamente. Cubierto hasta el máximo de la póliza hasta los 69 años, $35,000 entre 70 y 79 años y $20,000 a partir de los 80 años. Evacuación médica hasta $25,000.
-
Incluido

Life

$25,000 incluido. Prestaciones opcionales a $500,000.
$25,000 incluido. Prestaciones opcionales a $500,000.

Other

Incluido
Opcional: Cobertura de regreso al país de origen, incidental hasta $25,000. Compra inicial mínima de 30 días.
$50 por noche, máximo de $500
-
$250 por día, máximo de 5 días para alojamientos.
-
Incluido

Plan Features

Reembolso total antes o en la fecha de vigencia. Después de la fecha de vigencia, el reembolso prorrateado menos la tarifa de cancelación de $50 siempre y cuando no se hayan presentado reclamos desde la fecha de vigencia.
5 días mínimo hasta 364 días máximo
$0
$0
Evacuación política: $25,000
Correo Electrónico
Por Período De Póliza
$0 Up to 89
$50 Up to 89
$100 Up to 89
$250 Up to 89
$500 Up to 89
$1,000 Up to 89
$2,500 Up to 89
$5,000 Up to 89
Máximo De Por Vida
$20,000 80-89
$50,000 Up to 79
$100,000 Up to 79
$250,000 Up to 64
$500,000 Up to 64
$1,000,000 Up to 64
Surego Administrative Services
Zurich Insurance Europe AG Belgian branch

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).